companies just collapse. it will be a very bad problem. >> paul: dan, i want to ask you a political question. do you think the critics of this bill, republicans, conservatives, are putting too much stock in the legal argument in the sense that if the supreme court, we don't know what it will do, decides to uphold obama care in, say, 2012 when the decision is likely to come down, that would be a huge boost for president obama's re-election campaign. i mean, are they putting too much hope in the legal argument, not enough in explaining why this bill is bad? >> well, i think they need to explain why the bill is bad. but i think the legal risk is one that they have to take because the opposite, is possible the supreme court declares this law unconstitutional will be a monumental political defeat for the president. this would be as though they declared medicare or medicaid unconstitutional. this is a big entitlement. i think that the administration and the democrats are in a position of huge political vulnerability right now.